1. Use of the app
You may use Pin Modal to model borrowing scenarios, record repayments, compare payoff strategies, and learn basic borrowing concepts. You agree to use the app lawfully and only for personal planning purposes.
Legal
Terms of Service
These terms explain how Pin Modal may be used for education, estimates, and personal repayment planning. Last updated: May 2026.
Important: Pin Modal does not provide financial, legal, tax, or lending advice. Results are estimates for personal education and planning.
2. Estimates only
Calculations may differ from lender statements, amortization schedules, fees, payment timing, rounding, or account-specific terms. Always confirm actual obligations with your lender or qualified professional.
3. Your records
You are responsible for the accuracy of information you enter. Pin Modal does not verify loan terms, payment history, or lender data.
4. Availability and limitations
The app is provided as available. We may update, modify, or discontinue features. To the fullest extent permitted by law, Pin Modal is not liable for decisions made based on app estimates or educational content.
5. Contact
Questions about these terms can be sent to [email protected].